摘要:随着经济的发展，中小企业在国民经济发展中起着越来越重要的作用，然而中小企业融资难却成了困扰中小企业经营发展的一个突出问题。特别是经历金融危机之后，全球的经济进入调整和复苏状态，中小企业资金的短缺更加严重，中小企业融资难已不容忽视。本文通过将分析我国中小企业的融资现状和融资难的原因，结合佛山中小企业的经济发展状况，探究佛山中小企业融资状况，从企业自身、金融机构和政府角度分析佛山中小企业融资难的原因，并分析企业自身、金融机构和政府为解决佛山中小企业融资难所提出的解决办法和对策。　

关键词：中小企业发展 ，中小企业融资，融资难对策

Abstract:Along with economic development, SMEs play an increasingly important role in the development of the national economy, however small and medium enterprises financing has become a prominent problem has plagued the development of SMEs. Especially after the financial crisis, to go through painful restructuring and recovery of global economy, SMEs more serious shortage of funds, financing difficulty can no longer be ignored. This paper analyzes the financing difficulties of China small and medium enterprise financing present situation and reason, combined with the economic situation of small and medium enterprises in Foshan, explore the financing situation of small and medium enterprises in Foshan, from the perspective of enterprises, financial institutions and Government causes analysis on financing difficulties of small and medium enterprises in Foshan and analysis of enterprises, financial institutions and Government to address the solutions proposed by the financing difficulty of Foshan and countermeasures.

Key Words：Small and medium enterprises development， financing，    financing strategies