摘要:随着经济的高速发展，新兴的碳金融将会对商业银行的发展有何种程度的影响，这就是商业银行将面临的新机遇和挑战。本文所写的是关于对绿色低碳经济潮流下商业银行发展策略研究，首先是研究低碳经济与商业银行的关系，揭示二者在碳金融中战略互动的内在机理和经济学意义。其次研究低碳经济潮流对商业银行的机遇，分析商业银行如何顺应潮流。然后研究商业银行在低碳经济建设中面临的压力和问题，分析商业银行如何度过难关。再然后借鉴招商银行作为例子分析低碳潮流下商业银行应该采取什么行动。最后浅谈一下我国商业银行在低碳经济环境地下的发展策略。得出的结论是以低碳经济的发展为核心的金融创新是中国商业银行赢得新一轮全球竞争的保障。

关键词: 低碳经济，商业银行，碳金融，金融创新

Abstract:With the rapid economic development in emerging carbon finance will be the development of the commercial banks, how the extent, commercial banks, how to face new opportunities and challenges? This article is written is the development strategy study on the green trend of low-carbon economy, commercial banks, the first is to study the relationship between low-carbon economy and commercial banks, revealing both the internal mechanism of the strategic interaction in the carbon finance and economic sense. The study followed the trend of low-carbon economy of commercial banks the opportunity to analyze how the commercial banks with the tide. And then study the pressures and problems facing commercial banks in the low-carbon economic construction, and analysis of commercial banks to tide over their difficulties. And then learn from China Merchants Bank as an example the analysis of low-carbon trend of commercial banks should take what action. On the last development strategy of China's commercial banks in low-carbon economic environment underground. The conclusions based on the protection of low-carbon economic development of the core financial innovation is a Chinese commercial bank to win a new round of global competition.

Key Words：Low-carbon economy,Commercial Bank,Carbon finance,Financial innovation