摘要:改革开放以来，我国民营企业获得了广阔的发展空间。在国家提供的政策支持下，民营企业努力发展，其竞争力越来越显著，现已成为国民经济的重要组成部分，为国民经济的持续、快速、健康发展作出了巨大贡献。然而，改革开放给我国企业带来的不仅仅是机遇，更是前所未有的挑战，我国社会正经历着一场极其深刻而伟大的变革，这就使得我国民营企业的生存面临着更大的风险与挑战，可以概括为如下几点：一是内忧：财务风险、战略风险等，财务风险主要表现在融资风险、投资风险及运营风险等方面，战略风险主要有决策制定者风险、组织风险及具体战略问题风险；二是外患，即外部环境风险，主要表现在政治、经济、文化各方面。为了民营企业能够持续健康发展，对风险进行识别和管理势在必行。对于财务风险和战略风险，民营企业应积极应对，加强管理；对于外部环境风险，则需要相关政府部门改善管理，给予帮助和支持，创造一个适合民营企业发展的外部环境。

关键词：民营企业；风险；风险管理

ABSTRACT:Reform and opening up has provided a broad space for the development of private enterprises in our country. With the support of national policy and private enterprises' own efforts, the competitiveness of private enterprises became more and more significant. Private enterprises has become an important part of national economy and made enormous contribution for the sustained, rapid and healthy development of national economy. Our country's reform and opening up, however, is not only an opportunity, but also unprecedented challenges. Our society is undergoing a very profound and great change, which has prompted greater risks and challenges to our private enterprises’ survival. Our private enterprises are faced with the internal risks such as financial risk, strategic risk, and so on. Financial risk is mainly embodied in the financing risk, investment risk and operational risk. And strategic risk mainly includes risk of decision makers, organization risk and risk of specific strategic issues. They are also influenced by the risks from external environment in such aspects like politics, economy and culture environment. For the sustainable and healthy development of private enterprises, identifying and managing risks is imperative. For financial risk and strategic risk, private enterprises should respond actively through strengthenning management. For external environment risk, our government departments must improve management.They should support private enterprises and help them develop by creating fair external environment.

Keywords: Private Enterprise; Risk; Risk Management