摘要:当社会经济发展到一定水平时，养老服务体系的建立是现代国家政治制度的必然安排。而其实施过程又与政府职能的发挥密不可分。养老保障资金的筹集、运作、偿付及监管等问题不仅涉及到其自身运转的可持续性和充分性，而且会对收入再分配、劳动力市场、资本市场等一系列重要领域产生影响。近年来不断加速的人口老龄化趋势、由于医疗水平的不断提高和出生率持续下降，在这个进程中，发展中国家的人口老龄化速度远远高于发达国家，而统计数据表明，中国无疑是老龄化发展较快的国家，而且老龄人口的规模也是世界之最，迫切需要建立完善的社会养老服务体系。

　　　本文介绍了我国社会养老服务体系建设的背景及重大意义，分析了其他国家的社会养老保障体系对中国的借鉴意义。

　　　最后，论文从我国社会养老服务体系建设的主要发展趋势、影响因素和有利条件等方面阐述了我国社会养老服务体系的发展现状，还分析了我国现有的社会养老服务体系存在的一些缺陷，一是政府承担责任的力度不够；二是人口老龄化速度与产业之间发展不平衡；三是民间养老组织缺少；四是专业人才缺乏或素质较低；五是农村养老保障制度不完善。并提出相应的对策建议，主要是政府要做好政策引导和监管，逐步发展专业化的社会养老服务产业和发展多元化的养老服务模式。

关键词：养老  老龄化  服务体系

ABSTRACT:When social economy develops to a certain level, the establishment of old-age service system is the necessary arrangements and political system of modern country. And the implementation process are closely related to play to the functions of the government. Sustainability and adequacy of pension fund raising, operation, and supervision of solvency problem not only relates to its own operation, and will have an impact on a series of important areas of the redistribution of income, labor market, capital market. The trend of population aging, in recent years has accelerated due to the constant improvement of medical and declining birth rate, in this process, developing population aging speed is much higher than in developed countries, but the statistics show, China is aging rapidly developing countries, and the aging population size but also the world, urgent need to build social old-age service system perfect.

　　　This paper introduces the construction of China's social old-age service system background and significance, analyzes the significance of social security system in other countries to china.

　　　Finally, the paper describes the development status of our social endowment service system from the aspects of development trend, the construction of China's social old-age service system of the influencing factors and favorable conditions, also analyses some deficiencies of our current social endowment service system, one is the government responsibility is not enough; the two is the development of the imbalance between population aging speed and industry; three is the lack of private pension; four is the lack of professional talent or quality is low; the five is the rural old-age security system is not perfect. And puts forward the corresponding countermeasures and suggestions, mainly the government to provide policy guidance and supervision, and gradually develop specialized social endowment service diversification of pension service industry and development.

Keywords：Pension；Aging；Service system