摘要:货币政策作为政府宏观调控的手段之一，其在经济危机中的有效性问题一直是学界所争论的焦点。

　　　2007年8月，美国的次贷危机爆发，随后向世界蔓延，演变成为一场世界性质的金融危机。面对这场世界性的金融危机的袭击，中国政府果断的采取了一系列有力的货币政策措施，力挽狂澜，拯救经济。本文对金融危机后我国所采取的货币政策，其实施后所达到的效果以及所面临的不足进行研究，力求探讨金融危机后货币政策的有效性。

　　　本文认为，在这场金融危机中我国所采取的适度宽松的货币政策对危机中我国经济的复苏是有效的。当然，就金融危机后我国所实施的货币政策所达到的效果而言，也存在着一定的不足，货币政策同样面临着一系列的挑战。本文通过对以上问题的研究，对完善和调整金融危机后的货币政策提出了相关的建议。

关键词：金融危机 货币政策 货币政策的实施效果

Abstract:As a means of government's macro-regulation, the effectiveness of monetary policy in the economic crisis has been the focus of academic debate. 

　　　In August 2007, American subprime crisis erupted, and spread to the world, evolving into financial crisis which affected countries all over the world. Faced with the global financial crisis, the Chinese government took a series of effective monetary policy in order to save the economy. This paper studies the implementation and the effects of monetary policy in China during the financial crisis as well as the insufficient after the financial crisis, striving to explore the effectiveness of monetary policy. 

　　　The paper argues that the moderate looser monetary policy the Chinese government had taken in this financial crisis is effective to the economic recovery. Of course, there also exist some deficiencies after the implementation of monetary policy which also faces a series of challenges. Through studying the above questions the paper puts forward relevant suggestions for the improvement of monetary policy.

Keywords: financial crisis; monetary policy; implementation effect of monetary policy