摘要:目前随着社会经济的持续发展，中小企业的发展也越发迅速，到现在已经成为国民经济的重要组成部分，但是随之而来的资金问题也越发突显，这使得最适合为其服务的中小担保公司的作用也越发明显，中小担保公司能够很好的满足中小企业的融资要求，但是在两者相互支持的过程中，出现了很多的问题。本文主要阐述了中小担保公司目前的发展现状和在发展过程中面临的种种问题，以及相对应的对策分析。

关键字：中小担保公司     状况    解决途径

Abstract: With the development of the social economic, small and medium-sized enterprises are also more and more rapidly develop, and now has become an important part of the national economy. but the ensuing financial problems underscore the primacy, which makes it most suitable for its services to small and medium-sized guarantee the role of the company is also becoming increasingly clear, that small and medium-sized guarantee companies can well meet the financing requirements of SMEs, there has been a lot of problems during in the process of mutual support of both. This article focuses on small and medium-sized guarantee company's current development status and problems faced in the development process, as well as the corresponding countermeasures.

Key  words：small and medium-sized guarantee companies(SMEs)  status  solutions